Privacy and Security Terms & Conditions

The Grange Mutual Casualty Group of Insurance Companies (Grange)has created a Privacy / Security Terms & Conditions Statement (Statement) to demonstrate Grange's commitment to the privacy of customer data. The Statement applies to:

Grange Mutual Casualty Company,
Grange Indemnity Insurance Company,
Grange Insurance Company of Michigan,
Grange Property & Casualty Company,
Trustgard Insurance Company,
Integrity Mutual Insurance Company, and
Integrity Property & Casualty Insurance Company.

This document discloses the information gathering and dissemination practices regarding all Grange owned Web sites, including: www.grangeinsurance.com and www.grangeagent.com.

Rate Quote

Level Premium Term products provide temporary death benefit protection for the term period chosen. The policy premium will remain level for the period you choose. At the end of the level premium period premiums will increase as outlined in the policy schedule.

Life insurance is an important and affordable component that may be able to help protect your property, assets, and loved ones. Plus, life insurance from Kansas City Life Insurance Company may reduce your Grange auto premium*. An insurance professional from our agency will be in touch with you to discuss the options presented here.

Only a licensed and appointed Kansas City Life agent may present this product to you. If you choose to apply for coverage, your application will be subject to an underwriting decision.

Life policies are underwritten by Kansas City Life Insurance Company, Kansas City, Mo., or Grange Life Insurance Company, Columbus, Ohio and are subject to underwriting approval. Premiums shown are based on monthly pre-authorized check (PAC), proposed insured’s issue age, gender, risk classification, and face amount when issued. Additional plans, face amounts, and risk classifications are available. A medical exam may be required, at no cost. Premium rates will vary by risk classification, issue age, gender, and face amount. Not available in all states.

This quote is an estimate on the initial information you have provided. It is not an offer to insure anyone at this rate. Your actual premium will be determined based on completion of the underwriting process.

*Auto policies are offered through Grange Insurance Company, Columbus, Ohio, and its affiliated companies. Auto premiums will be discounted only for qualifying Grange Life Policies or Kansas City Life policies. Auto discounts apply to selected coverage and policy types. Eligibility and actual percentage of discounts may vary. Contact your agent for more details.

Information Gathered by Grange Web sites

Grange collects both public and nonpublic personal information about you and members of your household in connection with your insurance transactions. The level of information collected varies depending upon your requests and/or types of policies and coverages, but may include:

Name, address, phone number and e-mail address
Social Security number
Driver’s license number
Date of birth
Credit information
Information Grange receives from a consumer reporting agency

Personal information about you is restricted to those Grange employees who need it to service your policy and requests. Grange maintains physical, electronic, and procedural safeguards to protect your personal information.

Information Automatically Logged

We use your IP address and HTTP header to gather broad demographic information.

Grange uses cookies to keep track of a visitor's movements through the site and to target market certain visitors. Certain sections of the site may be inaccessible to users who can not or will not accept cookies.

Grange is able to obtain general statistical information about our visitors through their use of our Web sites. With the information gathered, we are better able to create a customized experience for your visit to our Web sites and our agents are better able to service your needs or answer any specific questions you may have about our products.

Online Forms

Various online forms are used by our Web site. The information gathered by these forms, including such personal information as email addresses, can be used by us to cross-market our numerous products and services.

Grange will not share, sell or transfer the information gathered online to any non-affiliated third-party, except as permitted by law.
Agent appointment requests are considered to be private information requests and no information regarding these requests is shared with any third-party.

Sharing Information Gathered By Grange Web sites

Grange does not share any of the information submitted by you through our Web sites with any non-affiliated third party, any affiliated Grange agency or Grange subsidiary except as allowed by law. Grange may, as permitted by law, provide information about you to certain persons or entities such as your Grange agent, independent claim adjusters, regulatory and enforcement authorities, and persons or entities which perform insurance functions and services for Grange.

Email Opt Out

If you gave us your email address, Grange will use it to confirm policy-related transactions. We may also use your email address from time to time to notify you of such things as new products, services, and special offers. If you do not wish to be contacted by email for non-policy related communications, you may select "unsubscribe" link at the bottom of any Grange email you receive.
If you are a policyholder, you can log in to your Grange account on www.grangeinsurance.com, click “Edit My Profile" on the left side of the screen and choose if want to receive e-mails about Grange products or services.

Copyrights and Trademarks

All Grange-related tradenames, logos and other marks as shall appear on this site are the sole property of Grange Mutual Casualty Company and shall not be reproduced or otherwise used without the express written consent of Grange Insurance. Questions regarding the use of any graphics or logos provided on this site should be directed to info@grangeinsurance.com

Screensavers/Wallpaper

Grange permits the downloading of screensavers and/or wallpaper for personal, private, non-commercial use only. The images are owned by Grange and they may not be modified or altered in any way. All downloads are available “as is”, with all faults. Grange does not warrant that the screensaver or wallpaper is free of defects. Grange disclaims any and all liability for damage to the end user’s computer as a result of downloading such images.

This site contains links to third-party sites. These links are provided as a convenience only. Grange does not endorse, approve, certify, or control these external Web sites, and does not guarantee the accuracy or warranties regarding products or services offered by these sites.

By using the Grange Web sites, you agree that Grange shall not be liable or responsible directly or indirectly to you for any damages or loss alleged to be caused by or in connection with the use of these Web sites.

This Privacy / Security Terms & Conditions Statement may be modified from time to time. Grange reserves the right to make changes to its Web sites, disclaimers, and any other statements appearing on these Web sites. Grange encourages you to review its Web sites periodically for any changes. Your continued access or use of these Web sites shall be deemed your acceptance of any disclaimers and statements and any subsequent changes made thereto.

Information provided regarding policy information should not be construed as confirmation of coverage under any policy. The information provided is intended to be general in nature and does not necessarily address all the terms, exclusions, and conditions applicable to Grange products.

The use of this site shall be governed by and construed in accordance with the laws of the State of Ohio without giving effect to any principles of conflicts of laws. Disputes regarding this site or any product or service described or offered in this site shall be resolved in the exclusive venue of a court of competent jurisdiction in Franklin County, Ohio.

Contacting the Web Site

Questions about this privacy statement, the practices of this site, or your dealings with Grange web sites, should be directed to: info@grangeinsurance.com